Commercial Financing for Real Estate in Iowa & the Midwest

WHY HOWELL INVESTMENT FINANCE

Smarter Lending Options

At Howell Investment Finance, we're dedicated to helping you succeed financially. We can assist you with purchasing and refinancing almost any type of investment property. 

House Contract — Ames, IA — Howell Investment Finance

  • Fannie Mae and Freddie Mac

    Multifamily Financing Done Right

    Looking for an affordable mortgage to finance your multifamily property?

    Our Loan Features: 

    30-year amortizations

    Non-Recourse loans

    Up to 10 - 15 year fixed rate terms

    Cash-out from the loans

    70-80% LTV (depending on the purchase, refinance, or cash-out refinance)

    One to three years of interest-only payments possible

    Assumable Mortgages

  • HUD Mortgages

    Our Loan Features:

    35-year amortizations 

    35-year loan term, you never have to refinance again

    Non-Recourse loans

    Up to 85% LTV

    Assumable Mortgages

  • HUD Construction

    Our Loan Features:

    40-year amortizations  

    40-year loan term, you never have to refinance again 

    Non-Recourse loans 

    Up to 85% LTC  

    Assumable Mortgages 

    Interest rate locked in at initial loan closing on the construction loan for the construction period plus the term of the loan

  • Non-HUD Construction Loans

    We work with several lenders throughout the USA on construction loans 

    Fast closings 

    Very competitive rates.


  • Bridge Loans

    Our Loan Features:

    Helps finance the property until stabilized to refinance with either HUD, Fannie Mae, or Freddie Mac  

    Loan terms of 1-3 years 

    Funds for Cap Ex enhancements  

    Funds for operating income during stabilization 

    Possibly Interest Only for lower payments until stabilization

  • Conduit/ CMBS Loans

    Our Features:

    30-year amortizations  

    Non-Recourse loans 

    Up to 80% LTV  

    Assumable Mortgages 

    Property values of $20 million and higher 

    Various property types can be financed: multifamily, hotels, office, retail, etc.

Our Loan Features are Simple & Affordable

  • Up to 80% LTV (up to 85% with HUD)
  • 25-30-35-40 Year Amortizations
  • Partial Term Interest Only Available
  • Cash-Out Loans (no restrictions)
  • Non-Recourse Loans (no global finances)
  • Ten years or 35 - 40 Year Fixed Rate Terms
  • Assumable Mortgages
  • Competitive Interest Rates
  • Loans from $1,500,000 to $100 million+
Mortgage Loan — Ames, IA — Howell Investment Finance

Lending Differences

Fannie, Freddie, HUD

  • 30-40 year amortization
  • 7,10,12+ year fixed rate
  • Non-recourse
  • Cash-out possible
  • 1-3 years interest only
  • Loans are assumable
  • No tax returns
  • No global finances

Local Bank

  • 15-20 yr amortization
  • 5-year fixed rate
  • Full recourse
  • No cash-out
  • No interest only
  • Loans not assumable
  • Tax returns
  • Global finances

Find the Best Loan for Your Project

Contact us